CCA's aim to improve quality in the temperature controlled logistic chain is as much in the interest of the Insurance-market as it is in the logistical industry, as improved quality reduces claims. By introducing the CCQI (Cool Chain Quality Indicators) into the PTSP (Perishable and Time Sensitive Products)-Industry, insurers will have the opportunity to measure the quality of the market. Knowing that a given client is CCQI certified provides a quality indicator, which they have never had before. It could even open possibilities of finding insurance cover for risks, which were not insurable before. In addition, Germanischer Lloyd is, in its capacity as Quality Certifier, known and approved by all marine insurance markets.

Basically there are two insurance regimes involved in the transportation of temperature-controlled cargo.

• Liability insurance for the various links of the transport chain, i. e. air - and shipping lines, trucker companies and storage facilities. Liability cover is normally arranged in special facilities like P&I Clubs, airline liability covers for Warsaw Convention Claims, CMR Insurance Covers etc. As liability cover often has to follow local legal rules and depends on the different means of transport or storage, it would be very difficult to address the liability insurance market as a whole, for a reaction. Nevertheless the long-term result could be an improvement of loss ratios, which could then lead to lower premiums.  Recovery against companies having CCA Quality Standard should be more difficult as CCA members have been checked by world known GL.
  
• Property damage/cargo insurers
  This market insures the direct interest in the cargo and not only the third party liability. The cover is normally taken out by cargo owners or trading houses.   This market is less fragmented, as marine insurers do not have to follow local liability regimes thus making their cover more unified. All marine cargo insurers should generally welcome CCA, but it would be very useful to spearhead the practical execution of the cooperation. This should be an institution or company who is capable of evaluating the practical implications of CCA.

CCA has been in contact with the insurance provider, Lampe & Schwartze (L&S). L&S is one of the leading specialists of marine insurance with an emphasis on cargo/commodity insurance. Staffed with technical experts in the field of cargo loss prevention the practical execution of schemes like CCA comes natural to Lampe & Schwartze. A future cooperation between CCA and Lampe & Schwartze shall be discussed in all practical matters.